Terms of Service

You are responsible for the accuracy of the employment, salary and lifecycle data you submit, for funding the full net salary bill of each payroll run, and for notifying Quarter of exits, suspensions and salary changes through the platform.

Employee credit is provided by Quarter, not by the employer. The employer does not lend, guarantee or assume liability for an employee's balance.

The employer's role is limited to confirming employment facts, reviewing payroll-safe affordability checks, and reviewing long-term and asset financing applications where configured.

Employers fund 100% of net salary. Quarter applies employee repayments internally from the salary flow after disbursement. Payroll deductions are the values the employer enters or imports; Quarter does not compute them.

Payroll is provided to employers at no cost. Quarter earns from the credit products employees choose to use; the employee wellness layer costs the employer nothing.

Either party may terminate with notice. On termination, historical payroll records remain available for the retention period, and outstanding employee obligations continue to be serviced directly with Quarter.

Questions about these terms: legal@quarter.ng.